Expense Card

The Neurosync is a reloadable debit card that provides employees with instant access to their pay on payday. No bank account is needed—no more waiting for checks to clear or paying costly check-cashing fees. Enjoy safe, secure, and immediate access to your funds anytime, anywhere.

Reloadable Debit Card:

Offers convenience and savings for employees.

Direct Deposit Equivalent:

Funds are loaded each pay period just like direct deposit.

Instant Access:

Withdraw funds immediately from ATMs or for free at banks.

Online Account Access:

Employees can view statements and account balances online at no cost.

Flexible Paydays:

Pay employees anytime, even on holidays, days off, or during emergencies.

Card Replacement:

Cards are easily and quickly replaced if lost or stolen.

Protection:

Employee funds are secured by Visa’s Zero Liability Policy.

Universal Acceptance:

Use the card wherever Visa and MasterCard are accepted.

What are Expense Cards?

A expense card is a prepaid card onto which an employer loads an employee’s wages or salary. It serves as an alternative to cash payments, direct transfers, or cheques.

Typically, expense cards are debit cards connected to an online money account. They provide employees with the benefits of a bank account and debit card while allowing businesses to automate wage payments. Funds can be transferred to a payroll card automatically each pay period via standing order or manually through a simple transfer process.

Cypher Wave offers contactless Visa or Mastercard® debit cards, along with an online money account and mobile app, giving employees the full functionality of a traditional banking experience.